Name: MIA Payment Gateway for VictoriaBank (Community Edition)
Availability: InStock
Author: inginerit

Community-developed payment gateway for accepting MIA instant payments through VictoriaBank for WooCommerce stores in Moldova.

MIA Payment Gateway for VictoriaBank (Community Edition)

<p>MIA Payment Gateway for VictoriaBank (Community Edition) is an independently developed payment gateway that enables WooCommerce merchants to accept instant payments through Moldova&#8217;s MIA (Moldova Instant Payments) system via VictoriaBank&#8217;s Business IPS Integration API v2.0.15.</p>
<p><strong>This is a community-developed plugin and is not officially affiliated with or endorsed by VictoriaBank.</strong></p>
<h4>Key Features</h4>
<ul>
<li><strong>DYNM QR Codes</strong> &#8211; Dynamic QR codes with configurable Time-To-Live (TTL)</li>
<li><strong>Mobile Deeplink</strong> &#8211; Direct payment via <code>mia://pay</code> mobile deeplink</li>
<li><strong>Token Caching</strong> &#8211; Optimized API calls with automatic token caching (reduces API calls by 98%)</li>
<li><strong>AJAX Polling</strong> &#8211; Automatic real-time payment status updates</li>
<li><strong>Full Refunds</strong> &#8211; Complete refund support via VictoriaBank API</li>
<li><strong>Webhook Support</strong> &#8211; JWT signature verification for secure payment notifications</li>
<li><strong>Comprehensive Logging</strong> &#8211; Detailed debug information when WP_DEBUG is enabled</li>
<li><strong>HPOS Compatible</strong> &#8211; Full support for WooCommerce High-Performance Order Storage</li>
</ul>
<h4>Payment Flow</h4>
<ol>
<li>Customer selects MIA Instant Payment at checkout</li>
<li>Dynamic QR code is generated with order details</li>
<li>Customer scans QR code or uses mobile deeplink</li>
<li>Payment is processed instantly through MIA system</li>
<li>Order status updates automatically via webhook or polling</li>
</ol>
<h4>Requirements</h4>
<ul>
<li>WordPress 5.8 or higher</li>
<li>WooCommerce 6.0 or higher</li>
<li>PHP 7.4 or higher</li>
<li>Active VictoriaBank merchant account with API credentials</li>
<li>HTTPS enabled on your website</li>
</ul>
<h4>Configuration</h4>
<p>After installation, configure the gateway at <strong>WooCommerce <span aria-hidden="true" class="wp-exclude-emoji">→</span> Settings <span aria-hidden="true" class="wp-exclude-emoji">→</span> Payments <span aria-hidden="true" class="wp-exclude-emoji">→</span> MIA Instant Payments</strong>:</p>
<ul>
<li>Enable/disable test mode</li>
<li>Enter API credentials (username, password)</li>
<li>Configure your merchant IBAN</li>
<li>Set QR code expiry time (default: 360 minutes)</li>
<li>Enable polling for automatic status updates</li>
<li>Enable debug logging for troubleshooting</li>
</ul>
<h4>Support</h4>
<p>For technical support regarding this plugin, please visit the <a href="https://github.com/inginerit/MIA-Payment-Gateway-for-VictoriaBank" rel="nofollow ugc">GitHub repository</a>.</p>
<p>For VictoriaBank API access and merchant account questions, please contact VictoriaBank directly.</p>
<h3>Technical Details</h3>
<h4>API Endpoints</h4>
<ul>
<li>Authentication: <code>POST /api/identity/token</code></li>
<li>QR Creation: <code>POST /api/v1/qr</code></li>
<li>Refunds: <code>DELETE /api/v1/transaction/{reference}</code></li>
</ul>
<h4>Base URLs</h4>
<ul>
<li>Test Environment: <code>https://test-ipspj.victoriabank.md</code></li>
<li>Production: <code>https://ips-api-pj.vb.md</code></li>
</ul>
<h4>Security</h4>
<ul>
<li>JWT token authentication</li>
<li>Token caching with automatic expiry</li>
<li>HTTPS required (enforced by API)</li>
<li>Nonce verification for AJAX requests</li>
<li>Input sanitization and validation</li>
<li>No sensitive data logged (passwords masked)</li>
</ul>
<h4>Compatibility</h4>
<ul>
<li>WordPress 5.8+</li>
<li>WooCommerce 6.0 &#8211; 9.4+</li>
<li>PHP 7.4+</li>
<li>Tested with latest WordPress and WooCommerce versions</li>
</ul>
<h3>Privacy Policy</h3>
<p>This plugin does not collect, store, or transmit any personal data outside of what is necessary for payment processing through VictoriaBank&#8217;s API. All payment data is transmitted securely via HTTPS to VictoriaBank&#8217;s servers.</p>
<h3>Third-Party Services</h3>
<p>This plugin connects to VictoriaBank&#8217;s payment API to process transactions. By using this plugin, you agree to VictoriaBank&#8217;s terms of service and privacy policy.</p>
<p>VictoriaBank API: https://victoriabank.md</p>
<h3>Credits</h3>
<p>Developed and maintained by an independent developer for the WooCommerce and Moldovan e-commerce community.</p>
<p>Source code: https://github.com/inginerit/MIA-Payment-Gateway-for-VictoriaBank</p>


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